Protecting customer information is always a top priority for us. We value the trust you place in us to protect your personal financial information and we recognize our obligation to keep information you provide us confidential.

This notice tells you about our privacy policy and how we handle the personal information you provide to us.

We collect non-public personal information about you from the following sources:

• Information we receive from you on applications and other forms, which may include your name, address, social security number, employer and income, as well as information about your bank account;

• Information about your transactions with us, our affiliates or others, such as your payment history; and

• Information we receive from consumer reporting agencies, employers, and credit references such as your credit history and credit worthiness.

We do not disclose any non-public personal information about our customers or former customers, except as permitted by law. This allows us to share the non-public personal information described above to enable us to process, service and enforce transactions or provide services that you have requested or initiated. We may also share this information with credit reporting agencies.

We restrict access to non-public personal information about you to those employees and others who need to know that information to process, service and enforce transactions or provide services that you have requested or initiated. We maintain physical, electronic and procedural safeguards to protect the integrity of the information we maintain about you and your transactions with us.

We strive to keep our records of our information about you accurate and up-to-date. If you tell us of an error, we will update our records promptly.